Dear Computer Lady,

Hope you are doing well after your knee replacements.

I have a question about budget tracking software. I currently use microsoft money 2005. I was going to get a new version but found out they are no longer making it.

You recently mentioned a free program called budget tracker. Do you know of a program that works well with vista?

Thank you for a great newsletter, Michelle

Dear Michelle,

I do know of a program that will not only work with Vista, but will also work on any computer with a web browser.

This program is called Mvelopes. It is an online personal finance and spending management system. It helps you understand how you are currently spending your money, and use that information to make informed spending decisions.It is based on the old fashioned envelope method of budgeting. You decide how much money you will spend in each category. I really like the way this company works to help you eliminate debt, remove financial stress and start saving for the future.

Mvelopes has been around since 2004, in fact, it was named one of the best 100 products of 2006 by PC World magazine, and has been featured by the Wall Street Journal.

You can give it a free trial run today by clicking on the link below.

Elizabeth